Travel insurance for AUS / NZ residents

Company: Located in Australia and establised in 2000.
Underwriter: Certain Underwriters at Lloyd's.
For who: Residents of Australia and New Zealand.
Type: Single and family.
Cover: Medical and personal belongings.
Max duration: Unlimited.
Pros: Online claiming, can be taken out while travelling and most adventure stuff are included.
Cons: Countries under government travel warning are not covered.